Status Capital

Never Lose a Sale to "I Can't Afford It"

Instant customer financing with 85% approval rates. From prime to subprime, our intelligent waterfall finds a "yes" for almost everyone.

85% approval rate 60-second decisions Same-day funding No shop risk
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$47M
Financed This Month
85%
Approval Rate
+38%
Avg Ticket Increase
$1,847
Avg Financed Amount
THE PROBLEM

Customers Walk Away From Needed Repairs

  • $1,500 brake job? "I'll have to wait until payday"
  • Single-provider financing rejects 40% of customers
  • Lost revenue walks out your door to competitors
  • Unsafe vehicles stay on the road longer
THE SOLUTION

Intelligent Multi-Tier Financing

  • One application, 6+ lenders checked automatically
  • Prime to subprime - someone says yes
  • Customer picks best terms offered
  • You get paid same-day, full amount

The Status Capital Waterfall

One application. Multiple lenders. Maximum approvals.

1
Tier 1: Prime Financing
Synchrony, Wells Fargo, TD Bank
0% APR
6-24 months

For customers with 680+ credit. Best rates, longest terms.

2
Tier 2: Near-Prime
First Mile, FlexNow, Koalafi
9.99-19.99%
12-48 months

For 600-679 credit. Competitive rates, flexible terms.

3
Tier 3: BNPL / Lease-to-Own
Snap, Acima, EasyPay, Progressive
Instant
No credit check

For challenged credit. Instant approval, pay over time.

4
Tier 4: Status Capital Direct
Our in-house program for everyone else
Custom
Case-by-case

Nobody left behind. We find a way to get the repair done.

Simple 3-Step Process

📱

1. Customer Applies

30-second application on tablet or phone. Just name, SSN, income.

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2. Instant Decisions

Waterfall checks all lenders in 60 seconds. Customer picks their best offer.

💰

3. You Get Paid

Same-day funding to your account. Full amount, no holdbacks.

Your Potential Revenue Recovery

If you have 10 walk-aways/week @ $800 avg
-$32,000/mo
Lost revenue
With 85% approval rate
+$27,200/mo
Recovered revenue
Annual impact
+$326,400
Additional revenue

Stop Losing Sales Today

Enable financing in 5 minutes. No setup fees. No monthly minimums.

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